COORDINATION OF DENTAL BENEFITS
If you're covered by more than one dental insurance plan, you must inform us which ones you have so we can coordinate your benefits. It will also ensure that your dental claims are processed correctly.
HOW TO KNOW WHEN COORDINATION OF BENEFITS IS NEEDED
When you have more than one insurance plan, one plan is designated as your primary plan and will pay your claims first. The other plan(s) will pay toward the remaining cost. Federal and state rules will usually determine which plan is primary. You may need coordination of benefits if:
- You and your spouse each have separate insurance plans through your employers
- Your child has one insurance plan through school and another through you or an employer
- Your child has multiple plans as the result of a divorce or custody arrangement
- You or a family member also have Medicare coverage
WHAT TO DO IF YOU HAVE MORE THAN ONE DENTAL PLAN
Each insurer can tell you which plan is primary and which is secondary. When calling, be sure you have your member ID cards ready. This information is needed to determine which company should be billed as a primary insurer, and which should be billed as a secondary insurer.
- Call each insurer to let them know.
- When you visit our office please present each insurance card to the office on the day of your visit.
- If one of your insurance plans is canceled, you'll need to inform the other plan(s).
